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Financial Situations Tour |
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1. Your Dad has asked you if you know anything about living trusts. You have heard that the MSU Extension or OSU has that information. Go to:
2. During coffee break your co-worker shared that she feels over her head in debt. You’ve heard that the MSU Extension Service has a program called PowerPay. You want to get a copy for your friend. You also have heard that Oklahoma has several fact sheets on handling personal finances. Go to:
3. You have a friend that is terminally ill. She wants information on advanced directives. Go to:
4. Because there has been much information in the papers lately on welfare you are interested in what the poverty guidelines are. Go to:
5. You’ve heard that there is a web site that helps consumers with a wide array of problems. Go to:
6. Multi-level marketing made the headlines in Montana newspapers in May. You want to know if the Federal Trade Commission has any publications in that area. Go to:
7. You have a friend who is thinking about hiring a housekeeper but is concerned about whether she will have to pay into Social Security and Medicare for the housekeeper. What is the dollar limit? Go to: 8. You wonder if there is a group that deals with insurance fraud other than the Insurance Commissioner’s office in Montana. Go to:
9. You are trying to decide whether leasing or buying a car is the wisest decision. Go to:
10. You are interest in buying a new car and want to compare prices before you get to the lot. Go to:
11. You are interested in buying a home in Bozeman, Montana or Stillwater, Oklahoma and want to know the comparables on homes you’re considering. Go to:
12. You are interested in buying life insurance and are curious about the difference between term and whole life insurance. Go to:
13. You are shopping for a credit card. Go to:
14. You have a $1,000 U. S. savings bond EE that was purchased in July of 1987 and wonder what its value is. Go to:
15. You are interested in learning if there is a quiz to help determine consumers become aware of potential financial problems. Go to:
16. Telemarketing involves situations in which companies call consumers to sell their goods or services, or consumers call companies to make purchases in response to mailings or other forms of advertising. You are interested in whether there is a resource to help identify legitimate telemarketing. Go to:
17. You are interested in a "crashworthiness" evaluation of the type of vehicle you drive. Go to "Star ratings and crash tests" in left column at: 18. You are interested in Tips on Tax Deductions for Charitable Contributions. Go to:
19. You are interested in learning the wide variety of family economics publications that are available from the MSU Family Economics Specialist or the OSU Family Economics Management Specialists. Go to:
20. You are interested in the commercial personal finance software that is on the market and how programs compare. Go to:
21. You are going to borrow $60,000 at a rate of 7% for 15 years and wonder what the payment will be. Go to:
22. You are interested in finding out whether there is investor information designed for kids. Go to:
23. You are thinking about starting an investment group that would include other women in your community. Check out these sites:
24. You’ve heard that the Securities and Exchange Commission has a web site and you are interested in what the commission does. Go to: 25. You are interested if there is a way to learn more about investing on the web. Go to:
26. You would like to know the savings rate for Americans in 1996. Go to:
27. You are still searching for additional information on investing and have remembered that your Dad mentioned that the Association of Retired Persons has information. Go to: 28. You’ve heard that the American Bankers Association has materials to help teach children about money. Go to: 29. You are interested in finding out what the Consumer Information Center has available to help you manage your money. Go to: 30. You want to request a Personal Earnings & Benefit Estimate Statement from the Social Security Administration. Go to: 31. You would like to purchase a Treasury Bill because you have heard that investors can do this without going through a broker. Go to:
32. You are interested in finding out information on disability insurance. Go to:
33. You have 7 credit cards. You are curious whether you have more or less than the average. You would also like to know if your credit card balance on all your credit cards is higher or lower than the average. Go to:
34. You would like to compare your family income with the median for Montana or Oklahoma. Go to:
35. You wonder if there are some "unique" techniques for managing the income of two earners in the same household. Go to:
36. You have a son who is attending the Montana State University. He has heard that if student loans are paid on time there is some type of discount. Go to:
37. You have a friend that is terminally ill who needs money now. Learn about viatical settlements and accelerated death benefits. Go to:
38. You are thinking about hiring a financial planner. What questions should you ask? Go to:
39. You are thinking about starting a home based business. You need more information. Go to:
40. You have heard that people can correct their own credit files. You wonder if this is true. Go to:
41. You have heard that there is a new law that requires anyone that receives federal payments (including Social Security and veterans’ benefits) to be made electronically instead of by check starting in 1999. The Department of Treasury has published a pamphlet on the internet. Go to:
42. You wonder if the charity to which you are thinking about giving money meets the philanthropic standards of the National Charities Information Bureau. Go to:
43. You are looking for a credit card that has a lower rate of interest. Go to:
44. You are trying to decide whether to lease or buy a car. Go to:
45. You have a daughter entering Montana State University next year. You wonder how much financial aid she will qualify for. Go to:
46. You are going to have to make an emergency trip home because your mother is ill. Check out the cheapest air fares. Go to:
47. You wonder what your salary translates to in another city based on cost-of-living differences. Go to:
48. You wonder what a $300,000 term life insurance policy would cost. Go to:
49. You just received a gift from your grandparents of $10,000 that you are going to invest in mutual funds. You want to find the top 25 funds. Go to: 50. You are interested in buying a house and wonder how much house you can afford. Go to:
51. Find out if Montana or Oklahoma accepts common law marriages and premarital agreements. Go to:
52. Your teenage daughter has indicated an interest in finding a job at one of the national parks. Help her find what positions are available. Go to:
53. You are thinking about moving from your present location to another state. What salary will you need in the other state to equal what you make here.
54. You know you need to talk to a state agency but do not have access to a phone book for their numbers. Where can you find the phone number you need or even the right state agency to call?
Congratulations!!! You have successfully explored a variety of the sites you can find on the Web. All of these sites and more can be found in the Links page found also at this site. We hope you found this an interesting and educational experience. Please give us your feedback regarding the tour and the site in general. |
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